Need of Insurance

Medical insurance covers both domestic medical and international medical insurances. An international medical insurance may suit one's short or long term international medical concerns, depending upon the need such as the extent of single/multiple plan trips for individuals or families. Generally, international medical insurance covers emergency medical expenses, hospital stays and major surgeries.

Medicals carried while travelling must be checked to ensure that it is not controlled or banned by the government in the travelling country. Allowed medicines should also be correctly labeled in a container along with the prescription from a recognized doctor. It may be more viable to show personal health records along with the medical prescription.

Of the 1,10,000 students which go abroad every year from India, medical insurance is almost compulsory. It is mandatory for select foreign university students to buy medical and health insurance. Maximum insurance covers from Indian students abroad come from accident and health ailments followed by pregnancy.

Some universities have their own set of requirements while others have set up ties with Indian insurance companies in covering up Indian students.