Saturday, September 29, 2007

Mass Communication and Journalism Career

In the recent years, Indian media has evolved dramatically. There are scores of news channels, publications, and online news sites. If you want to make a career in journalism, you can join either TV news channels, newspapers, magazines, trade magazines or news or trade websites and portals. With increasing competition, journalism has become a lucrative career option. You can join any medium, provided you acquire a professional degree or diploma in journalism.
Eligibility/Admission requirements

  • Bachelor in Journalism/Mass Communication: 10+2
  • Post Graduation Diploma/Degree: Bachelor Degree.
  • Duration of course
  • Bachelor Degree: 3 years in any recognized university.
  • PG Diploma: 1 year to 2 years.
  • Masters in Journalism: 2 years.
Skills required• An inquisitive mind, presentable and confident personality, good communication skills and the ability to write and present information accurately and effectively

Thursday, September 27, 2007

Education loan from State bank of India

  • Eligibility for Loan: The applicant should be an Indian national and have secured admission into any course that has employable prospects.
  • Expenses Covered: Expenses covered in the loan include tuition fees, travel, books, computer and even a two wheeler costing up to Rs 50,000.
  • Loan Upper limit: For studies abroad, the maximum loan amount is Rs 20 Lac and a margin of 15% is required if the loan amount is more than Rs 4 Lac
  • Rate of Interest: For education loans, the rate of interest is Rs 12.75% for less than 4 Lac and 13.75% for any amount above that.
  • Repayment Period: Payment starts a year after the completion of the course or six months after finding a job. For a loan of less than 7.5 Lac the student has 5-7 years and for more than that 5-10 years.
  • Security: No security is required for a loan up to Rs 4 Lac. From 4-7.5 Lac a third party guarantee is required and for 7.5 and above, the bank needs collateral security for the full value of the loan.
  • Note: Interest rates may vary at the time of application and disbursement.

 
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